Rise Up Credit's Fast Track program is built to move — disputing aggressively, legally, and consistently so you can start seeing real changes on your credit report sooner rather than later.
* Individual results vary. Timelines are not guaranteed. We dispute inaccurate, unverifiable, or outdated items only.
Rise Up Credit — Intro Pricing
One-time flat fee · + $29.99/mo credit monitoring required
📊 Credit Monitoring Required: An active credit monitoring subscription ($29.99/mo) is required to participate. This gives us live access to your reports and tracks every score change and bureau response.
🔒 Secure checkout · You'll hear from us within 24 hrs
Low credit scores aren't just embarrassing — they're expensive. Here's what they're quietly costing you:
Denied for apartments even when you can afford the rent
Paying 20–30% interest on loans when you should be paying 6–8%
Stuck with secured cards, tiny limits, and no real credit building
Job applications flagged or rejected because of your credit history
Higher insurance premiums in many states tied to your credit score
Feeling stuck — like the system wasn't built for people like you
Here's exactly what to expect — no mystery, no runaround. This is the Fast Track process from day one.
After payment, we reach out within 24 hours to get you onboarded. We'll walk you through setting up your $29.99/mo credit monitoring subscription so we have live access to all 3 of your bureaus and can track every change in real time.
We do a complete review of your Equifax, Experian, and TransUnion reports. Every report is different — we build a customized dispute strategy targeting inaccurate balances, wrong statuses, unverifiable collections, and outdated negatives specific to YOUR file.
We file aggressive, legally grounded disputes across all 3 bureaus simultaneously. Bureaus are required by law to investigate within 30 days. Many clients begin seeing updates — deletions, corrections, status changes — as early as 7–21 days. Results vary based on your unique report.
Disputes are only half the work. You also receive a personalized credit-building roadmap — what to pay, what to open, what to avoid — so your score grows and stays there. Our team is available for questions and updates for 60 days.
Complete review of Equifax, Experian, and TransUnion with a plain-English breakdown of what's hurting your score and why.
Custom, legally grounded dispute letters targeting inaccurate, unverifiable, and outdated items — filed across all 3 bureaus.
A step-by-step personalized plan to add positive history and grow your score over time — designed for real budgets.
Direct access to our team for 60 days — ask questions, get updates, and stay on track as your reports change.
Our personal guide on how credit actually works, what to avoid, and how to protect your score going forward. Yours to keep.
Your credit monitoring subscription notifies you the moment a bureau updates your file — so you never miss a win.
To run this program effectively, an active credit monitoring subscription is required. This is not included in the $147 flat fee — it's a separate $29.99/mo plan that gives us live access to your 3-bureau reports, dispute responses, and score changes in real time. We'll help you get it set up after you pay.
We use an aggressive, legal dispute process under the Fair Credit Reporting Act (FCRA). Many clients begin seeing changes — deletions, corrections, updated statuses — as early as 7–21 days into the program.
That said, we will never overpromise. Results depend on what's actually on your report, how the bureaus respond, and how consistently you follow the plan. We dispute inaccurate, unverifiable, or outdated items only — we cannot remove accurate, verified negative information.
What we can promise: a real strategy, consistent support, and a team that works hard to get you results.
Introductory pricing for a limited number of founding clients. One flat fee, no recurring charges from us, no surprises.
One-time · Flat rate · No recurring fees from Rise Up Credit
🔒 Secure checkout · We'll reach out within 24 hours
The longer you wait, the longer bad credit keeps costing you. Take the first step today — $147 flat, no fluff, no games.
Start My Fast Track Repair →Questions before signing up? Email us at [email protected]